Category Archives: Lauren’s Financial Freedom Journey

My Miracle Morning Reading & Journaling visiting Workshop of the Mind and Inner Child

I wanted to share my journal entry this morning. I was so excited after I did my visualization exercise.  I wrote about the mastermind I created and then more ideas started flowing.  


Then I had a great conversation with my Inner Child and now we have a date to go snorkeling tomorrow! Yeah! Omg, I just realized it’s been almost a month when I’ve been snorkeling and I live 1.5 miles away. Oh jeez. Well Little Lauren that’s changing tomorrow ūüôā


I wanted to share this section of The Prosperty Secret by Markus Rothkranz really spoke to me. 

“Skill #1 – Control Your Thoughts and Emotions

What if how you lived your life on a daily basis brought great joy to you? What if what you thought created wealth and attracted financial security to you?

Skill #2 – Use the Right Tools 

Figure out how to do a business better; that’s the path to wealth

Skill #3 – Take Action in the Present Moment

What you don’t do in this moment, most likely you’ll never do at all.”

How to Apply the Mental Bank Concept | Inner Banking Financial Freedom Exercise

 

Lauren’s Inner Bank Guide

Apply this Powerful Financial Freedom Exercise to Reach Your Dreams Faster!

Step 1: Define Your Goal

Step 2: Determine Value Events

Step 3: Create Your Notebook

Step 4: Establish Your Routine

Step 5: Experience Your Dreams

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Introduction to the Inner Bank and Mental Bank Concept


Aloha! I’m Lauren and I discovered this concept called the Mental Bank a number of years ago. The idea behind the Mental Bank is to expand your current personal belief about your money experience (reprogram your subconscious).

Armed with a new self-worth and recording the daily value you’re creating (plus getting paid big checks!) this exercise influences your behaviors so you create a more abundant life that matches your updated Inner Bank.




I practiced the exercise several times on my Financial Freedom Journey and always experienced positive results. So this time when I was ready to ‚Äúlevel up‚ÄĚ again for a new business venture, I turned back to my Mental Bank notes. I really wanted to keep up the nightly practice (ensuring my best goal results) so I took some time to developed some key resources I needed.

The first thing I needed was a 3-ring notebook with templates - now it’s so easy to keep up with! More parts grew and soon I had created my own Inner Bank system. My friends kept asking me how I was doing it and I love to share so I put everything together in this post so you to start your Inner Bank tonight!

Here's an overview video I made explaining my Inner Bank System


My dream goal is I am a financially free millionaire living in my own 6000'+ dream home that's free and clear. It's an estate built on a family farm with over 12 oceanfront acres in Hawaii and I receive over $1,000,000 a year of passive income. This means my monthly income lifestyle is receiving over $83,333 per month if I never do a day more of work!

This dream life is a huge jump from what I have experienced so far. By doing this mental bank exercise and experiencing the feeling of living as a financially free millionaire already, I quickly begin to attract the people and circumstances into my life to make it happen. I shared this powerful Financial Freedom Exercise with my friends and - wow! - they are also having exciting experiences of receiving more money and reaching their goals faster!


Inner Bank History

Lauren derived her Inner Bank Finacial Freedom Exercise from the Mental Bank Concept by John Kapaas


Mental Bank Development

"The Mental Bank program, developed by Dr. John Kappas and the staff of the Hypnosis Motivation Institute (HMI), represents the culmination of 30 years experience in the field of subconscious and behavioral reprogramming.

The text explains in easy to follow steps the five synergistic elements of the Mental Bank program and how to get them working in your life in less than five minutes per day.

The Mental Bank program is a dramatic demonstration of how your subconscious mind is a goal machine, driven to achieve whatever it is programmed for. The Mental Bank program puts you in the driver's seat for programming your subconscious mind to achieve success, happiness and prosperity, easily and effortlessly."

Success is Not an Accident: The Mental Bank Concept by John G. Kappas. 

Just so you know, this video is not 5 minutes - it's 2 hours! Continue reading this post for my "Cliff Notes" ūüėČ

Additional Websites for Information


Applying My Inner Bank Process


Note from Lauren

A coincidence (or there are no coincidences!) is my personal connection to HMI  because what helped me to define my goal was several appointments there in January 2014. I saw myself as a financially free millionaire coming down the stairs of my dream home and raced ahead with my life in that direction. I didn't put the connection between HMI & Mental Bank until I put together this blog post!


Years ago in Los Angeles, I heard of the Mental Bank concept, Googled it and put it into practice for a bit. It was cool getting paid for my daily "value!" however my routine changed and I fell out of practice. Then at my Entrepreneur Meetup, one of the members gave a presentation on using the Mental Bank after she had taken the official course.  Only then did I find the free online PDF from HMI.

Three times over several years I used the mental bank for short periods and experienced a tremendously positive effect plus I actually had money come "outta nowhere" during those times. Yet I didn't have consistency until I put my own spin on the Mental Bank Concept and developed some great templates and resources I call the "Inner Bank Financial Freedom Exercise." I'm happy to share the resources I use and am very pleased with my results using my Inner Bank nightly.

Step 1: Define Your Goal

What do you truly want? It surprised me to learn the majority of people never have a definite goal. I have known what I want - to live in my dream house as a financially free millionaire traveling the world with my family sharing entrepreneurship with everyone.

Money Goal

If you have a specific money amount, just plug that into the goal. Using the "SMART Goal" method is a good way determine amount

Other Goals

A weight loss goal could be defined as $100,000 and I’ll pay myself according to my weight loss and value events like eating healthy or exercising.

Undecided

Having big goals for yourself is great, though if you’re starting from a place of confusion or lack of desires (and maybe everything sucks in your life right now), then it’s hard to feel like your wildest dreams are coming true. That’s where the 4 areas of Peace of Mind come in to the equation by looking at different areas that you want to improve.

Peace of Mind

The 4 Areas of Peace of Mind
  • Health
  • Wealth
  • Love
  • Happiness
Take a moment and assess each of those 4 areas of your life. Rate them on a scale of 0-10 (highest being 10). You can focus on the lower satisfaction areas or set goals for all the areas. See your life as you choose it to be - you are the creator of your experience!

Envisioning Your Dream Life

This is where the magic starts! Go big!!

Goals of "I want to be rich, I want to live in a big house, I want to have a ranch in the mountains, I want to be married, I want to travel, I want to be healthy" are all great though it’s vital to get specific.
How much money do you actually want?
Getting specific allows you to really make the goals measurable.
  • Does¬†$1 million dollars make you feel rich or $100 million?
  • Do you want a $200,000 house or a $20 million dollar house?
  • How large is your house?
  • Where is it located?
  • What‚Äôs the monthly household expense?
  • Will you need a chef, housekeeper, gardener? ¬†How often?
  • Someone to do errands and drive the kids to school?
  • A personal assistant to¬†handle your¬†to do list?
  • What‚Äôs your ideal budget for shopping/eating out/household expenses?
  • Do you want to travel each month? Vacations?
  • Personal jet or just flying first class?
  • Do you have a partner? A new one? Kids?
  • What does your ideal body look like?
  • How do you spend your free time?
  • Do you work?
You need to get used to having this abundance and be really comfortable with it. Your subconscious needs to believe it and expect it. Setting these measurable goals sets you on the right path to creating exactly what you want because you’ve taken the time to create it in your head first. (This is what I call workshopping and visualization and more on that elsewhere.)

Step 2: Establish Value Events

Value events are based on actions you do that get you closer to your goals! Things that add value to your day are, in fact, contributing to your success. Yes, it can even be serving others, taking a course, meditating or spending time with family. Developing great relationships with quality family time or business masterminding phone calls are great examples of value events.

Determining Your Hourly Rate

The difference between calculating the Mental Bank Way vs The Inner Bank Way is the Mental Bank uses an annual income to determine hourly rates, while the Inner Bank calculates monthly.
  1. Take goal amount and multiply it by 4 to get Inner Bank target
    • Example - Goal: $10,000 Goal x 4 = $40,000 Target
  2. Divide that number by 720 to get hourly, monthly wage
    • This is calculated around the clock
    • Example - $40,000 / 720 = $55/hr, I prefer to round it
  3. Double or triple hourly wage for bonus events
    • Example - $55/hr x 2 = $110/hr bonus rate
  4. Determine varying amount for flat rate events
    • Example - $500 for attending a workshop
    • Example - $100 for getting 8+ hours of sleep
$10,000 Goal is $55 per hour

Value Events

All events must be on this list to get paid!

Look at the 4 areas of Peace of Mind to determine your overall total (see Peace of Mind in Goals above)
  • Health goals may have value events like exercising, food choices, sleep routine, water amounts, etc.
  • Wealth/money goals may have value events for: responding to emails, talking to clients, sales calls, reading or listening to learning materials.

Assign the hourly rate (yes, it can be in the hundreds or even thousands $$) and a flat rate for each event: listen to yourself on determining what is an "Hourly Rate" event and what will stay at a "Flat Rate" fixed amount.
My Original and Revised Value Events

Overall the majority of value event entries should be hourly to help you gain more awareness on where your time spent regarding your goals.
  • Health Goals may get an hourly rate for exercise and a flat rate amount for healthy food choices or reaching your nightly sleeping target
  • Money goals may get an hourly rate for working on projects and perhaps a flat rate for each quick followup¬†call

Bonus Events

When something is super hard to do or scary and brings you a significant step closer to your goals, these events are paid 2- 3 times the usual amount. Example: Making cold calls, going for a run, doing a project you want to avoid.

Now Go Big!

What is your Dream Lifestyle Budget?

Wanna $1,000,000 a year?

...

Example

$1,000,000 x 4 = $4,000,000 Target Goal

$4,000,000 / 12 = $333,333 per month

$333,333 / 720 = $463 per hour!

Step 3: Create Your Inner Bank Notebook

Notebook Supplies

My Product Recommendations
*Click to Buy on Amazon Prime*

I find it a lot easier to have a 3-ring binder for my Inner Bank Exercise and hole punch my printed templates. The dividers separate your daily ledger and the other sections. Make sure you have a good calculator (and not the basic 8 digit) because you will be calculating into the millions! You can also use the calculator function on a phone or computer. I use the pouch to hold my blue pens and checkbooks.
...

Paying Yourself


I write real checks to myself and put them on the wall for a powerful visual. I highly recommend using specific checks for this exercise; for $20 I ordered a separate box of real checks from my bank just for my Inner Bank paychecks. It's an amazing feeling KNOWING I will cash them soon!
*Free Download* Printable Blank Checks
_
My current paycheck stays in my wallet all week! Fun seeing that big check each time!

Notebook Pages


The most important practice of the Inner Bank Financial Freedom Exercise is doing it nightly. I developed these Inner Bank Templates that I personally use to make it easier though you can also just do journal entries. ... Helpful Templates Lauren Created
  • Inner Bank Contract
  • Inner Bank Ledger
  • The Happenings
  • Value Events
  • Cashflow Sheet
  • Investments
*Free Download* Printable Inner Bank Ledger

...

Buy Inner Bank Resources

For Best "Inner Bank" Results, Join Our Accountability Group & Receive Your Templates FREE!

Step 4: Inner Bank Routine

Ah, ha! This is where the magic happens!

Practicing this financial freedom exercise every night is the key to making this work for you. 

Do it every night for one week to start!!

Since learning of the Mental Bank several years ago I would practice it for a few weeks at a time. Each time I felt such amazing growth in my mentality! This year as I pursued huge goals I brought the Mental Bank out of my "toolbox." I got serious about it and added real paychecks and made a notebook.  I made the commitment to bank every night.

Once again using this exercise I started getting amazing results plus I was feeling so much better! I decided to share how I've adapted it to my own Inner Bank routine and created the Facebook Accountability Group. I have no foreseeable ending this practice as I'm continually reaping the benefits! Life just keeps getting better and better! I'm crossing $21,000,000 tonight and my real life has shifted even more positively!


Calculating Daily Pay

Write out each event on the ledger and in the beginning recording each item is extremely beneficial. Pay yourself for the 10-15 minutes you spend doing this exercise each night.

After a few months I began to dread the ledger because I was constantly tracking my time and feeling anxious if not working enough. Not cool! Negative feelings are my sign for a course correction. So I re-did my Inner Bank Contract and went with a flat rate of $12,000 an hour x 24 hours a day - that changed my attitude and I enjoyed banking again.

After awhile re-did my contract again to get daily passive income plus have a routine checklist I reuse to streamline the process. I've tailored this exercise to work for me and you do the same. The most important thing is just to do it! ūüôā

My Evolving Ledger

  1. Log each Event and Record the Rate and Time
    • Example:¬†Health Goal -¬†Drinking Water $20/Bottle flat rate, 6x
    • Example: Relationship Goal - Go on Date¬†$400/hr rate, 90 minutes
    • Example: Money Goal - Cold Calls $800/hr bonus rate, 45 minutes
  2. Calculate all Events at the same time using a Calculator
    • Example:¬†Health Goal -¬†Drinking Water $20/Bottle flat rate, 6 times = $20 x 6 bottles = $120
    • Example: Relationship Goal - Date¬†$400/hr rate, 90 minutes = 90 min / 60 min = 1.5hrs x $400 = $600
    • Example: Money Goal - Cold calls $800/hr Bonus rate, 45 minutes = 15 min / 60 min = .25hrs x $800 = $200
  3. Record Daily Total and add to your Inner Bank Balance
    • Example: Cold Calls $200 ¬†+ Date $600 + Water $120 = $920 for the day!
    • $920 for the day + previous Inner Bank balance equals your new current balance
  4. Pay Yourself and Deposit into Inner Bank
    • Journal and write out the following script each day, "Today,(write-the-date), I am so happy and grateful receiving $##,### $(write-out-the-full-number-in-cursive)¬†making my new balance $#,###,### $(write-out-the-full-number-in-cursive)¬†"
    • Example:¬†Today, January 1st, 2017 I am so happy and grateful receiving $5,327.12 five thousand three hundred twenty-seven dollars and twelves cents making my new balance $612,973.42 six hundred twelve thousand nine hundred seventy-three dollars and forty-two cents
    • Your daily pay is written on the ledger and the official paycheck is issued weekly
  5. Record Happenings from the Day!  This is your chance to reflect on opportunities you've been given each day to move closer to your ultimate goals. You'll start to recognize the daily occurrences of abundance. As you look for them,  they'll become more numerous and greater. Because what you give attention to, grows.

Weekly Paycheck

  • Calculate the total of each day during the week and write a check for that amount! Writing that check makes it real. ¬†Seeing those numbers next to your name makes a powerful statement. "You are wealthy, you are worthy. ¬†You deserve that abundance of money!"
  • I keep my current Inner Bank Paycheck in my wallet each week
Inner Bank Ledger and Paycheck

Advanced Banking

You can allocate your Inner Bank income and get investments. I love seeing my "Fun Money" add up and it's also good to practice paying a big tax bill for these millions! I made worksheets for these in my templates
  • Cashflow Worksheet Allocation
  • Update Investments(Add Screenshot of what amounts of money get allocated, allocation checks and investments)

Step 5: Experience Your Dream

Acknowledge and give gratitude for the abundance  manifesting in your experience!

Your mind must wrap itself around this idea of seeing abundance all around you, regardless of what your circumstances may be. When you start to SEE abundance in your everyday life, you're given more. So acknowledge and give gratitude for each and every one of those blessings! More comes to you, and more and more and more. That's where you experience your dream and build the life you're truly meant to live.


CLAIM BONUS GIFT

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Inner Bank Concept

Your thoughts or self-belief about money
or achieving goals determine your experience
of abundance (or lack of it) in your life.

 

Quote from Robert Kiyosaki in Rich Dad, Poor Dad

“[My poor] dad had a habit of saying, ‚ÄúI can‚Äôt afford it.‚ÄĚ [My rich] dad forbade those words to be used. He insisted I ask, ‚ÄúHow can I afford it?‚ÄĚ

One is a statement, and the other is a question. One lets you off the hook, and the other forces you to think …¬†I can’t afford it’ shuts down your brain [because] it didn’t have to think anymore … It also brings up sadness, a helplessness that leads to despondency and often depression.

‘How can I afford it?’ opens up the brain, forces it to think and search for answers. It also opens up possibilities, excitement and dreams and creates a stronger mind¬†
and dynamic spirit.‚ÄĚ

What are your thoughts about money?

Reoccurring thoughts like “I always have plenty of money” or “I never have enough money” play out in that person’s life experience.

Money is an idea¬†and the ideas you are thinking prompts feelings. Those feelings create an expectation that becomes your life experience. If you believe “I always just get by” then it is so.

Are you ready for a more abundant life experience?

Applying this practice changes the way you think about your personal value and your relationship with money. Positively expanding both of these self-beliefs allows you to experience the life of your dreams even sooner! Start practicing this exercise every night this week and enjoy your first huge paycheck shortly!

 

5 Reasons this Financial Freedom
Exercise is So Powerful

Lauren’s Inner Bank System is derived from the well-known Mental Bank Concept which culminates over 30 years of research at HMI. Here are the 5 components that make up the foundation of this nightly practice many people have used with successful results.

“Success is NOT an Accident!” HMI Motto

“The 5 Synergistic Elements

1. BELIEF –¬†Put into action your new, successful script and rewrite your subconscious

2.¬†DAILY REINFORCEMENT¬† –¬†In fact, it WILL work as long as we do it!

3. SCRIPTING  РBypassing the critical area of the mind and entering the subconscious

4. TIME OF DAY –¬†The last half hour before sleep is referred to as the ‚ÄúMagic 30 Minutes‚ÄĚ

5. ¬†DREAMS –¬†New program in and vent out the old program dreaming”

Excerpt Above from the “Mental Bank Handbook”

Start Applying this
Inner Bank Exercise Tonight!

Ready For More Financial Freedom
Exercises? Click Here Now





How To Launch Your Own Website in a Weekend

Launch Your Own Website in a Weekend

How I Taught My Friends to
Create an Online Business like Mine

Aloha! I’m Lauren and¬†I am passionate about creating financial freedom in my life and the lives of others. I personally do this through my own
online businesses and helping people become entrepreneurs. I recorded these steps I use so now you can learn some simple steps to create your own successful online business too!

For years I’ve shared what’s working in my businesses and been asked
numerous times if I could build someone’s website. I never have because
I have no interest in becoming a website designer. I much prefer the
entrepreneurial lifestyle and going  snorkeling Monday morning than
reporting to a job. So I thought of a great win-win to create this
blog post by outline the steps and share how I do it. 

I taught my friends how to create their own professional websites
very quickly over one weekend. They learned how to use WordPress,
the predominant way to create websites and manage¬†their own content. Plus WordPress allows for the fancy stuff you can hire the Pros for when you’re ready. Then adding in the advanced steps allows for unlimited monetization! By following these steps everyone can make a huge step
 to create passive income resulting more financial freedom in your life!

Our Weekend Mastermind Creating Websites

Preparation Steps

 

Hey! I’m so excited you’re about to build your own website!
That’s actually how I started my first business bringing animals
to kid’s parties in Los Angeles. That website has built
Reptacular Animals as the largest in its industry since 2008!
Then I started my next businesses this same way.

All you need to start a business or website is an idea.
I love talking to people and discovering what their big idea is.
The coolest part with starting your own business is you can
grow around your interests or passions. I always loved kids and
animals and BOOM … a successful service company was born.
This website is my blog. Is a blog a business? Well it sure can
be and my goal is to show you how to create a successful
online business by creating a website for anything!

Do you already have a business or website and ready grow?
That’s awesome. It’s up to you if you want to create a personal
blog site as well or just optimize your existing one. Going through
this process will teach you the skills to build an optimized website
and run your own small business so it creates financial freedom.  

 

Preparation Video

Video showing Research & Outline 

 

Establishing Website

 

Determine Marketplace

 

Audience

 

Keywords

 

Developing Your Outline

 

(Hey you can download ours! That’s the big master Outline )

 

Purchase Website

 

Video showing Domain, Hosting, WordPress

 

Selecting Name

What is a Domain and Hosting, a domain is the address of your site or ‚Äúwww.DOMAIN.com‚ÄĚ and the Hosting is where the website is stored. There‚Äôs companies just for domains or you could bundle them with a Hosting Provider

Picking a Domain Name, if you need ideas pick one that’s catchy easy to spell. Putting words together or adding ‚Äú-‚ÄĚ works well and you can also use keywords

Should it be ‚Äú.com‚ÄĚ, that’s a personal preference. Generally .com is preferred though ultimately the website has so many traffic sources the name won’t matter

Search for Domains, there’s many companies that sell domains. Since I have multiple websites, I find it’s cheaper to use a domain company and then have an unlimited hosting plan. I usually renew for under $10 and always a Google for ‚Äúpromos‚ÄĚ. The Hosting providers usually have a higher domain renewal fee of $12-15+. If you are new there’s usually promotions from Hosting Providers to get a free domain for a year when you bundle.

 

Purchasing Domain & Hosting Provider

It’s a big process to switch hosting providers so choose one for long term

GoDaddy

Prominent domain and hosting provider that also offers excellent phone support, template websites and professional designers. Usually a bit pricer. I built one of my original websites using their basic template.

Link: GoDaddy.com

 

NameCheap

I personally have used them for many domains and been very satisfied. Basic domain provider with consistently lower prices. FYI only email/chat support.

Link: NameCheap.com

 

iPage

I switched to them in 2017 from BlueHost initially because billed monthly instead of annually and the interface. The phone customer service is super and they fixed lots of things I messed up in the learning process.

Link: iPage.com

 

BlueHost

I used them for years with several sites and was always satisfied. I had purchased a 3 year plan and when renewal came up I found a cheaper one and I liked the other website back office layout better and switched.

Link: BlueHost.com

 

Installing WordPress

 

Linking Domain & Hosting

 

 

Website Layout

Video with Themes, Pages, Categories, Menus, Plugins

Themes

Choosing a Theme

Installing Theme

Customizing Theme

 

Pages

Pages vs Posts

Naming Pages

Adding Pages

 

Categories

Using Categories

Creating Categories

 

Menus

Menu Layout

Creating Menus

 

Plugins

Types of Plugins

Installing Plugins

Using Plugins

 

Website Content

Video with Posts, Content, Formatting, Links

Posts

Content

Formatting

Links

Advanced Website

Video with Subscribers, Products, Affiliates

Subscribers

Products

Affiliates

Resources

Here are some great resources for how to build and
launch a website. I’ve personally studied many of these.¬†

Books

 

Videos

 

Articles

 

Courses

 

Expecting Success

I love my life and my journey! I wouldn’t trade any of this for anything!!

I have had such a wonderful week of love while going through the next transition. My grandma and I rented the most wonderful home. We’re creating the next business venture here by converting the downstairs studio to a bunkhouse to rent out. I have many successes over the past year doing the same thing in other homes, now it’s our turn.

We both invested our money for the new place. I am used to doing everything solo now and used to taking business risks. It was/is really scary jumping into the next one with someone else. This was totally new and I felt a lot of anxiety and responsibility. Then I realized it’s because I’ve never had investors before so this is just a new experience- this is an opportunity for growth! As I move out of my comfort zone of operating solo businesses into investors, the anxiety is just bc I have never done it before. Once I had that “ah ha!” moment and recognized the stage I was in, the anxiety lifted! I relaxed, trusted in myself and (of course!) my grandma’s new business is doing amazing!

I have cultivated such clear intentions of where I am going through my practice of deliberate creation. HOW FAST I AM arriving at my goals is all tied to my belief of myself and my intentions. It’s the knowingness and belief that brings all my desires to fruition. I know I am successful!!

There’s a sweet spot as one of my mentors Kevin Trudeau talks about. When you have a 100% desire coupled with a 100% belief then you expect and will receive it! As we say in PSI, “S/he who is most certain wins!” Expectation is the key. I expect to achieve my dreams so I do!